²⁵ “If you lend money to one of my people among you who is needy, do not treat it like a business deal; charge no interest.^{(A) 26} If you take your neighbor’s cloak as a pledge,^(B) return it by sunset, ²⁷ because that cloak is the only covering your neighbor has. What else can they sleep in?^(C) When they cry out to me, I will hear, for I am compassionate.^(D)

³⁵ “‘If any of your fellow Israelites become poor^(A) and are unable to support themselves among you, help them^(B) as you would a foreigner and stranger, so they can continue to live among you. ³⁶ Do not take interest^(C) or any profit from them, but fear your God,^(D) so that they may continue to live among you. ³⁷ You must not lend them money at interest^(E) or sell them food at a profit.

The Year for Canceling Debts^(A)

15 At the end of every seven years you must cancel debts.^{(B) 2} This is how it is to be done: Every creditor shall cancel any loan they have made to a fellow Israelite. They shall not require payment from anyone among their own people, because the Lord’s time for canceling debts has been proclaimed. ³ You may require payment from a foreigner,^(C) but you must cancel any debt your fellow Israelite owes you. ⁴ However, there need be no poor people among you, for in the land the Lord your God is giving you to possess as your inheritance, he will richly bless^(D) you, ⁵ if only you fully obey the Lord your God and are careful to follow^(E) all these commands I am giving you today. ⁶ For the Lord your God will bless you as he has promised, and you will lend to many nations but will borrow from none. You will rule over many nations but none will rule over you.^(F)

⁷ If anyone is poor^(G) among your fellow Israelites in any of the towns of the land the Lord your God is giving you, do not be hardhearted or tightfisted^(H) toward them. ⁸ Rather, be openhanded^(I) and freely lend them whatever they need. ⁹ Be careful not to harbor this wicked thought: “The seventh year, the year for canceling debts,^(J) is near,” so that you do not show ill will^(K) toward the needy among your fellow Israelites and give them nothing. They may then appeal to the Lord against you, and you will be found guilty of sin.^{(L) 10} Give generously to them and do so without a grudging heart;^(M) then because of this the Lord your God will bless^(N) you in all your work and in everything you put your hand to. ¹¹ There will always be poor people^(O) in the land. Therefore I command you to be openhanded toward your fellow Israelites who are poor and needy in your land.^(P)

¹⁹ Do not charge a fellow Israelite interest, whether on money or food or anything else that may earn interest.^(A)

²⁰ You may charge a foreigner^(A) interest, but not a fellow Israelite, so that the Lord your God may bless^(B) you in everything you put your hand to in the land you are entering to possess.